by Pretty Marketing | Aug 28, 2026 | Insights
When someone dies, their Will doesn’t always match what the family expects. In Queensland, the law allows certain people to ask the court for a bigger share (or any share) of the estate in some situations. This is called a family provision claim.
It’s not about “rewriting the Will because it feels unfair”. The claim is about whether the deceased made enough provision for an eligible person’s proper maintenance and support.
Below is a simple guide to who can apply and how the process usually works.
Who is eligible to make a family provision claim?
In Queensland, only specific categories of people can apply. Generally, they are:
- Spouse
This includes a husband or wife, and can include a de facto partner (if the relationship meets the legal requirements).
- Child
This includes adult children as well as minors.
- Dependant
This has a specific legal meaning. It’s not just “someone who relied on them emotionally”. It usually involves someone the deceased was wholly or substantially supporting at the time of death and who falls within the recognised categories.
If you’re not in one of these groups, you usually can’t bring a family provision claim in Queensland.
What does the applicant need to show?
The key question is whether the Will (or the intestacy result, if there is no Will) failed to make adequate provision for the applicant’s proper maintenance and support.
Courts look at real-life practical things, such as:
- the applicant’s age, health, and ability to work
- the applicant’s income, assets, and day-to-day needs
- the size of the estate (a small estate limits what can be done)
- what the applicant received during the deceased’s lifetime (gifts, help with housing, school fees, etc.)
- the relationship history (close, distant, estranged, reconciled)
- what other beneficiaries need (for example, a surviving spouse or other children)
- whether the applicant contributed to the deceased’s welfare or helped build up assets
Every case turns on its facts. Two people in the same “category” (for example, adult children) can have very different outcomes depending on their circumstances and the size of the estate.
The time limits (this is where people get caught out)
Queensland family provision claims have strict deadlines, and they generally run from the date of death:
| Step |
Usual deadline |
| Give written notice to the executor / personal representative |
Within 6 months of death |
| File the court application |
Within 9 months of death |
Late claims can be possible, but only with the court’s permission, and they are much harder—especially if the estate has already been distributed.
How the process usually works (step by step)
Most family provision matters follow a similar path:
1) Early information gathering
The person considering a claim will usually ask for:
- a copy of the Will, and
- basic information about the estate (assets, liabilities, and what is intended to happen).
2) Notice is given
A written notice is provided to the executor/personal representative within the required time.
3) The claim is filed (if it doesn’t resolve early)
If the matter can’t be resolved by agreement, the court application is filed within the deadline.
4) Evidence and negotiations
The parties exchange information and documents. Many cases resolve at negotiation or mediation once:
- the estate’s true size is clear, and
- everyone understands the needs and competing claims.
5) Court decision (if it doesn’t settle)
If the matter goes all the way, the court can order that provision be made for the applicant out of the estate. What that looks like depends on the circumstances (for example, a lump sum, an adjustment to distributions, or another form of provision).
What about legal costs?
A common myth is that “the estate always pays everyone’s legal fees”. That isn’t guaranteed.
Costs are up to the court, and often depend on:
- how strong the claim is,
- whether the claim was run reasonably,
- whether people tried to resolve it sensibly, and
- whether the legal spend is proportionate to the estate.
In many cases, a successful (or partly successful) applicant may have some costs paid out of the estate. But weak or unreasonable claims can leave an applicant paying their own costs, and sometimes contributing to other parties’ costs.
Takeaway
A Queensland family provision claim is a way for certain close family members (and some dependants) to seek proper financial provision from an estate when the Will (or intestacy) doesn’t adequately provide for them.
The most important points are:
- not everyone is eligible
- the test is about “proper maintenance and support”, not general fairness
- strict deadlines apply: 6 months notice and 9 months to file, from the date of death
If there’s even a possibility of a claim, getting advice early is key—because once the time limits pass or the estate is distributed, the options narrow quickly.
by Pretty Marketing | Jun 29, 2026 | Insights
The Sunshine Coast property market has grown dramatically in recent years, with the median house listing prices on the Sunshine Coast currently the highest in the nation. The median sold price for a house in the Sunshine Coast LGA was $1,290,000 in Q1 of 2026 and in the Noosa LGA that figure was $1,680,000. These prices mean conveyancing transaction costs (particularly Transfer Duty and Titles Registration Fees for purchasers) cannot be overlooked when budgeting for a proposed deal. At Spire Law, we help buyers and sellers on the Sunshine Coast understand exactly what they are paying for and why. This 2026 breakdown gives a general reminder of what you need to budget for before you exchange contracts.
Key Takeaways
- Conveyancing fees for a transaction of a median home on Sunshine Coast typically range from $1,200 to $2,500 for legal professional fees, plus disbursements and government charges.
- Transfer duty (stamp duty) is the largest cost in most purchases and can exceed $30,000 on the Sunshine Coast’s median property price for non-first-home buyers.
- First home buyers in Queensland may pay zero transfer duty on established homes up to $700,000, with partial concessions up to $800,000.
- First home purchasers of “New” homes (which can include substantially renovated homes in some limited circumstances) can, subject to eligibility, pay no Duty at all on they purchase.
- The “New” home duty exemption for First home buyers is separate to the First Home Owner Grant which can provide buyers of eligible New homes a one off $30,000 grant (for purchases up to $750,000 in value only and subject to extensive eligibility criteria).
- Duty Concessions are now limited to Australian Citizen, Permanent Residents and some foreign retirees.
What Is Conveyancing and Why Does It Cost What It Does?
Conveyancing is the legal process of transferring property ownership from one person to another. Every residential and commercial property transaction requires conveyancing, and the costs involved fall into two distinct categories:
- professional legal fees charged by your solicitor or conveyancer; and
- disbursements, which are third-party charges that your legal firm pays directly on your behalf before being repaid by you.
The professional fee covers the solicitor’s or conveyancer’s time in reviewing and preparing contracts, advising on special conditions, conducting property searches, liaising with the other party’s representatives, managing the financial settlement, and lodging the necessary documents with Titles Queensland. On the Sunshine Coast, this fee typically ranges from $1,200 to $2,500 for a standard residential transaction, depending on the complexity of the matter.
The disbursements are separate charges and include search fees, fees payable to effect electronic settlement, and any other third-party costs incurred during the conveyancing process. Searches are crucial to protecting your interest as very significant liabilities can “run with the land” when you acquire a property and become your responsibility upon Settlement. Searches help to mitigate this risk and assist you to check you are acquiring the Property you think you are at time of signing the Contract. Disbursements (including searches) typically add $700 to $1,300 dollars to your total costs on a purchase depending on the property type and the searches you require. When selling you will not require as many searches however will require a Form 2 Seller’s Disclosure Statement to accompany the Contract. The cost of a Form 2 Disclosure varies depending on the kind of property you are selling and the matters you must disclose. This can be a very brief instrument or a very long and intricate one depending on those variables. It is extremely important to get Seller Disclosure right, or your Buyer can elect to terminate the contract at any time before settling.
Transfer Duty (Stamp Duty): The Biggest Cost in Most Purchases
For most Sunshine Coast property buyers, Transfer Duty will be their largest transaction cost outside the purchase price itself. In Queensland, Transfer Duty (formerly known as stamp duty) is a state government charge calculated on the higher of the contract price or the market value of the property. It is paid to the Queensland Revenue Office and must be lodged and paid within 30 days of the contract becoming unconditional.
The Queensland Revenue Office sets the transfer duty rates on a sliding scale. For an established residential property purchased as an owner-occupied home (not a first home or investment and meeting the Home Concession criteria), the Transfer Duty at a purchase price of $1,000,000 is $30,850 (FY26/27). For an investor purchasing the same property, the rate is higher. The Queensland Revenue Office’s official Transfer Duty rates are published on the QRO website and are updated periodically. Your conveyancer will calculate the exact amount payable based on the details of your transaction.
Key transfer duty scenarios for Australian Citizen buyers on the Sunshine Coast in 2026:
- $700,000 Established Home (First Home Buyer): $0, full exemption applies
- $750,000 Established Home (First Home Buyer): Partial concession applies, reduced duty on a sliding scale
- $800,000 and Above (First Home Buyer): Standard home concession rates apply as the full concession has phased out
- $1,000,000 Home (Owner-Occupier, Not First Home): Approximately $30,850 in Transfer Duty
- $1,000,000 No Concession (Investor): Approximately $38,025.00 in Transfer Duty
Good News for First Home Buyers on the Sunshine Coast
Queensland has made significant changes to first home buyer concessions, and the 2025 and 2026 updates are genuinely positive for eligible buyers. For contracts signed on or after 1 May 2025:
- First home buyers purchasing a new home, off-the-plan property, or vacant land to build on pay zero transfer duty regardless of the property value*
- First home buyers purchasing an established home pay zero transfer duty on properties valued up to $700,000*
- A sliding scale of partial concessions applies for established homes valued between $700,001 and $800,000*
- The Queensland First Home Owner Grant of $30,000 remains available for eligible purchases of new homes under $750,000*
*Eligibility criteria apply; you must take advice or confirm directly that the QRO’s tests are met before signing a contract reliant on particular Transfer Duty treatment or a grant of any kind.
For an easy to use approximate of Queensland’s Transfer Duty and Titles Registration Fees, Money.com.au’s Queensland stamp duty guide provides an accessible breakdown of rates, thresholds, and the concessions currently available.
Title Transfer and Registration Fees
In addition to Transfer Duty, property buyers in Queensland pay a State Government fee for registering the title transfer and, where applicable, the mortgage over the property. These are paid to Titles Queensland and are separate from Transfer Duty. Where you are using a bank loan, these fees are usually shown in the banks fees and recovered from you via the bank.
The title transfer fee for a property valued above $180,000 is calculated as a base fee of $248.04 plus $46.56 for each $10,000 or part thereof above $180,000. For a $1 million Sunshine Coast property, this works out to approximately $4,065.96 for the transfer and $248.04 for the mortgage.
You can calculate your exact title registration fees using the fee calculator, which is updated each financial year on 1 July. Your conveyancer will provide these figures as part of your settlement statement ahead of the settlement date.
Property Search Fees and Disbursements
Conveyancing disbursements cover the cost of the various property searches your legal team conducts on your behalf to confirm the property’s legal status, any encumbrances or restrictions, and other matters that could affect your use and enjoyment of the property after settlement.
Standard property searches typically included in a Sunshine Coast conveyancing transaction:
- Title Search: Confirms the current owner and identifies any registered encumbrances or interests on the title
- Local Government Search: Reveals rates arrears, any notices from council, and planning or zoning information
- Land Tax Clearance: Confirms no outstanding land tax liability from the seller
- Water Search: Reveals any outstanding water rates or charges
- Body Corporate Search: For strata or community-titled properties, reveals levies, any outstanding amounts, and the financial health of the body corporate
- PPSR Search: Personal property securities register check, relevant where the property includes chattels or the seller is a company
The total cost of searches for a standard residential transaction on the Sunshine Coast typically ranges from $700 to $1,300 plus GST, depending on the property type and the number of searches required.
Why the Sunshine Coast Property Market Makes Conveyancing More Complex
The Sunshine Coast market is no longer a quiet coastal escape. The region’s median house prices exceeded $1.2 million this year, and with significant infrastructure projects underway, including the Maroochydore City Centre development and the Beerwah to Birtinya rail link, the area is attracting substantial developer and investor activity.
According to analysis of the Sunshine Coast property market in 2026, Sunshine Coast property values recorded annual gains of approximately 7 to 8% through 2025, with vacancy rates remaining critically tight at around 0.6% to 1.1%. This level of market activity means for most people, a conveyance on the Sunshine Coast will be the highest value single transaction they do that year, and for some that decade.
Even standard-looking residential transactions can become hazardous or very complex if key dates are missed, special conditions are poorly drafted, or disputes arise over the condition of the property or the operation of the Contract. Understanding the risks involved in conveyancing is important, which is why having an experienced solicitor, rather than a basic online conveyancing service, provides meaningful protection throughout the transaction.
Summary: What to Budget for a Typical Sunshine Coast Purchase in 2026
For a practical budgeting guide, here is a summary of the estimated costs for a typical owner-occupied, non-first-home purchase on the Sunshine Coast at a purchase price of $1,000,000:
- Professional Conveyancing Fee: $1,500 to $2,500 (depending on complexity)
- Disbursements and Property Searches: $700 to $1,300
- Transfer Duty (Home Concession Rate): Approximately $30,850
- Title Transfer Registration Fee: Approximately $4,066
- Mortgage Registration Fee: Approximately $250
- Building and Pest Inspection: $400 to $700 (separate to conveyancing, arranged directly by the buyer)
Total government charges and professional fees at $1,000,000 in the 2026 financial year are therefore likely to fall in the range of $37,766 to $39,666, for an owner-occupier purchasing an established home. For first home buyers purchasing within the eligible thresholds, the transfer duty component is reduced to nil, which makes a very significant difference to upfront costs.
For transactions involving new developments, commercial property, or more complex arrangements, property and development legal services at Spire Law cover the full range of matters from standard residential settlements through to complex commercial acquisitions and off-the-plan purchases.
Choosing a Conveyancer on the Sunshine Coast
Price should not be the only consideration when choosing a conveyancer. On the Sunshine Coast, where property values are high and the market can move rapidly, the cost of an error in conveyancing will far exceed any savings made on the professional fee.
Look for a conveyancer or property solicitor with genuine local experience. They will know the Sunshine Coast Council’s specific search requirements, be familiar with common issues that arise in the local market, and have established relationships with agents and other parties that help transactions move efficiently.
Conveyancing services at Spire Law are delivered by an experienced team with deep roots in the Sunshine Coast property market. We provide clear, upfront fee information and keep you informed throughout the process so there are no surprises at settlement.
Conclusion
Understanding conveyancing costs on the Sunshine Coast in 2026 is about more than just the professional fee. Transfer duty, title registration, and disbursements all add up quickly, and first home buyer concessions can make an enormous difference to the total. If you are planning a property transaction on the Sunshine Coast, contact us for clear, upfront advice on costs and timelines. We are here to make your transaction as smooth as possible.
by Pretty Marketing | Jun 8, 2026 | Insights
Buying property in Queensland involves more than signing a contract and arranging finance. The legal side carries weight, and the choice between a conveyancer and a solicitor can shape how smoothly your purchase progresses. At Spire Law, we often meet buyers who are unsure which professional fits their situation. The answer depends on complexity, risk, and the level of legal oversight required.
Key Takeaways
- Conveyancers manage standard property transfers
- Solicitors provide broader legal protection
- Complex matters require legal expertise
- Risk level should guide your decision
- Early advice prevents costly issues
First, a Crucial Point About Queensland’s Legal Framework
Before diving into the comparison, there’s one thing that sets Queensland apart from the rest of Australia: there are no independently licensed conveyancers in QLD. In states like New South Wales and Victoria, conveyancers can operate their own businesses independently. In Queensland, however, all conveyancing work must be carried out by, or under the supervision of, a qualified solicitor holding a current practising certificate issued by the Queensland Law Society.
What this means practically is that when you engage a “conveyancer” in Queensland, you’re engaging a property specialist who works within a law firm structure. The Queensland Law Society framework ensures that legal oversight is always in place, which offers buyers an important layer of protection.
According to Crown Law Queensland, the new Property Law Act 2023, which commenced on 1 August 2025, represents the most significant overhaul of Queensland property law in over 50 years, making expert legal guidance more essential than ever.
What Does a Conveyancer Actually Do?
Within a Queensland law firm, a conveyancer is a highly specialised property professional focused exclusively on the nuts and bolts of transferring property ownership. Their day-to-day responsibilities typically include:
- Reviewing and preparing contracts of sale
- Conducting title searches and property enquiries
- Liaising with lenders and financial institutions
- Calculating stamp duty and arranging payment
- Coordinating settlement via platforms
- Communicating with all parties through to settlement day
Conveyancers bring deep, focused expertise to routine residential transactions. For a straightforward property purchase with no legal complications, an experienced conveyancer within a reputable law firm can manage the process efficiently and cost-effectively.
The specialist conveyancing knowledge is built through years of dedicated practice in property transactions, something a generalist solicitor may not always match in day-to-day transactional experience.
What Can a Solicitor Do That a Conveyancer Cannot?
A solicitor is a fully qualified legal professional who has completed a law degree and has been admitted to practice in the Supreme Court of Queensland. The key distinction is scope: solicitors can advise on legal matters that extend well beyond the transaction itself.
When do you specifically need a solicitor rather than a conveyancer? Consider these situations:
- Complex Or Disputed Contracts — Where negotiation of special conditions or contract disputes require formal legal advice
- Family Law Or Estate Implications — Such as purchases connected to separation, divorce, or deceased estates
- Trust Or Company Structures — When buying under a discretionary trust or corporate entity
- Boundary Or Title Disputes — Matters that may escalate to litigation
- High-Value Or Commercial Transactions — Where the risks and legal complexity are significantly greater
- Off-The-Plan Purchases — Which carry additional contractual and regulatory risks
As The Australian Financial Review has highlighted, the cost of using a cheaper option can quickly be outweighed if complications arise and you need to engage a solicitor partway through.
How Queensland’s New Property Laws Change Things
The commencement of the Property Law Act 2023 (Qld) on 1 August 2025 has fundamentally shifted responsibilities in Queensland property transactions. Under the new mandatory seller disclosure scheme, sellers must now provide a formal Disclosure Statement and prescribed certificates to buyers before a contract is signed.
This reform moves Queensland away from the traditional “buyer beware” model, and it has direct implications for buyers too. Failing to comply with the new disclosure requirements can give a buyer the right to terminate the contract at any point before settlement.
For buyers, this means there’s even more reason to have a knowledgeable legal professional reviewing your disclosure documents carefully. Understanding changes to property law is critical for all parties involved in a Queensland property transaction.
Quickly property transactions can become legally complex, and why experienced legal backing is so valuable when things don’t go to plan, particularly when considering the risks Involved in conveyancing.
The Queensland Property Market in 2025 and 2026: Why This Decision Matters More Than Ever
Queensland’s property market has remained remarkably strong. The state’s median house price reached $812,000 in the March 2025 quarter, an 11.27% annual increase. With properties at these values, the stakes around getting legal representation right have never been higher.
Reports from Australian Broker News have documented how Brisbane’s transformation into a major capital city market, fuelled by population growth and lifestyle migration, continues to drive competition and complexity in property transactions across the Sunshine Coast and surrounding regions.
Queensland’s population growth remains among the highest of any state in Australia, sustaining demand for housing and adding pressure to conveyancing timelines and due diligence requirements.
Key Differences Between a Conveyancer and a Solicitor
The distinction is not just technical. It affects outcomes. While there’s overlap, the main difference comes down to scope and complexity.
Here’s a clear comparison:
Scope of Advice
- Conveyancer: Limited to property transfer
- Solicitor: Full legal advice across related matters
Risk Management
- Conveyancer: Handles expected processes
- Solicitor: Identifies and mitigates legal risks
Flexibility
- Conveyancer: Suitable for standard purchases
- Solicitor: Adapts to complex or changing situations
Legal Representation
- Conveyancer: Cannot represent you in court
- Solicitor: Can act if disputes arise
When a Conveyancer Is Usually Enough
If your property purchase is relatively simple, a conveyancer can often do the job perfectly well.
Situations where a conveyancer is a good fit:
- Buying an established home with a standard contract
- No unusual conditions or legal complications
- Clear title and no disputes
- You’re comfortable with the process
For many buyers in Queensland, especially first-home buyers purchasing a standard house or unit, a conveyancer is a cost-effective and practical choice.
When You’re Better Off with a Solicitor
There are times when cutting corners on legal expertise can backfire. If your situation has any complexity, a solicitor is usually the safer bet.
Consider a solicitor if:
- The contract has unusual or complicated clauses
- You’re buying off-the-plan
- There are easements, covenants, or title issues
- You’re purchasing through a trust or company
- There’s a risk of dispute with the seller
- The property is part of a deceased estate or family law matter
In these cases, having someone who understands broader legal implications can make a huge difference.
Costs: What’s the Difference?
Cost is often a deciding factor, and fair enough, buying property isn’t cheap.
Conveyancer costs:
- Generally lower fees
- Fixed pricing is common
- Suitable for standard transactions
Solicitor costs:
- Higher fees due to broader expertise
- May charge hourly or fixed rates
- Better value for complex matters
Keep in mind, the cheapest option isn’t always the best. If a problem arises and your conveyancer can’t handle it, you may end up needing a solicitor anyway, which can cost more in the long run.
Risks of Choosing the Wrong Option
Going with the wrong professional can lead to unnecessary headaches.
Potential risks include:
- Missing important contract details
- Not identifying legal issues with the property
- Delays in settlement
- Financial loss due to overlooked clauses
- Lack of support if disputes arise
This doesn’t mean conveyancers are risky, far from it. It just means you need to match the professional to the complexity of your situation.
Questions to Ask Before Choosing
Before you lock someone in, it’s worth asking a few key questions.
Ask a conveyancer or solicitor:
- What experience do you have with similar properties?
- What’s included in your fees?
- How do you handle unexpected issues?
- Will you personally manage my file?
- How will you communicate updates?
Their answers will give you a good sense of whether they’re the right fit.
Common Mistakes Buyers Make
When choosing between a conveyancer and solicitor, many buyers trip up in similar ways:
- Choosing purely based on price
- Not reading the contract before signing
- Assuming all transactions are “standard”
- Leaving legal help too late
- Not asking enough questions
Avoiding these mistakes can save you a lot of stress during what’s already a big life event.
What the Right Legal Team Looks Like in QLD
At Spire Law, our conveyancing team is fully integrated within our broader property law practice. That means when you engage us for a property purchase, you benefit from:
- Experienced conveyancers managing your file day-to-day
- Direct access to property solicitors for any legal complexities that arise
- A single, seamless team, no referrals, no gaps
- Local knowledge of the Sunshine Coast and South East Queensland property market
- E-conveyancing for secure, efficient settlement
Whether your transaction is simple or complex, our team is structured to handle both without missing a beat.
Understanding the regulatory framework that governs solicitors in Queensland, including how to verify a practitioner’s current practising certificate.
For further context on how conveyancing differs across Australian states, the Law Council of Australia offers comprehensive resources on legal practitioner standards and state-specific regulations.
Industry Perspectives Worth Knowing
- Property and legal publications continue to weigh in on best practice for buyers. While conveyancers are well-suited to routine purchases, buyers with complex situations should always engage a solicitor.
- The increasing risk of settlement scams and cybercrime in property transactions, a reminder that secure platforms and legally accountable professionals matter enormously.
- The difference between a smooth settlement and a costly dispute often comes down to the quality of your legal team and how early you engage them.
- Queensland’s regulatory shift under the new Property Law Act is prompting law firms to review and strengthen their conveyancing workflows, a positive development for buyers seeking greater transparency and protection.
- Professional legal advice is one of the most important investments a property buyer can make, particularly in a rising market where contract terms and settlement conditions carry real financial risk.
- Buyers who have had difficult settlement experiences often trace the issue back to inadequate legal representation at the contract stage.
Conclusion
Choosing between a conveyancer and a solicitor is not about preference. It is about selecting the right level of support for your situation. Straightforward transactions may proceed without complication. Others require careful legal oversight. If you are unsure, it is better to assess risk early than respond later. Contact us today for clear, practical advice tailored to your property purchase in Queensland. A considered decision now can protect your investment well into the future.
FAQs:
Do I need a solicitor to buy property in QLD?
No, but a solicitor provides broader legal protection, especially for complex transactions.
Is a conveyancer cheaper than a solicitor?
Generally, yes. However, the level of service and legal coverage differs.
Can a conveyancer give legal advice?
They can provide advice related to conveyancing but not broader legal matters.
When should I engage a solicitor during the buying process?
Ideally before signing the contract, so terms can be reviewed and adjusted if needed.
What happens if a legal issue arises during settlement?
A solicitor can manage disputes and provide legal representation if required.
Is it risky to rely only on a conveyancer?
For simple transactions, it may be sufficient. For complex matters, it can increase risk.